There is an old expression that courts have two speeds, slow and backwards. In the State of New York, that is certainly true if you’re involved in foreclosure
proceedings. It is estimated that it takes approximately a thousand days to bring a case from start to finish in both Nassau and Suffolk counties in New York. The delays in foreclosure proceedings are caused by the courts being overwhelmed by the unprecedented number of homes going into foreclosure. There are more than twenty thousand homes tied up in foreclosure proceedings in Nassau and Suffolk counties at the present time. The high level of foreclosures continues to depress the real estate markets on Long Island.
Cases in New York are subject to a significant amount of scrutiny by the courts. The purpose of this scrutiny is to see to it that innocent homeowners are not improperly removed from their homes.
Saving Your Home, Foreclosure Defense Attorneys
We can save your home from foreclosure. We attend foreclosure court conferences on your behalf. We can submit an answer to your foreclosure proceeding that can include defenses involving defective mortgages, defective foreclosure lawsuits, predatory lending and other real estate related defenses. We are knowledgeable about federal laws and foreclosure. We will provide you at the time of the initial consultation with all of your foreclosure options.
These options will include foreclosure related bankruptcies. The filing of either a Chapter 7 or Chapter 13 bankruptcy will stop foreclosures from moving forward. Filing a bankruptcy will also stop debt collectors and collection lawyers that may be harassing you. There are many bankruptcy myths that are untrue. Bankruptcy will not permanently destroy your credit. We will be able to help you re-establish credit after filing a bankruptcy.
Call us for a free consultation. We will discuss all foreclosure defenses and bankruptcy options with you at your initial free consultation. We appreciate your visiting our foreclosure blog.
