Bank of America Threatens Foreclosure Over $1.00 Error

Shantel Curtis owned a home in Vernale, Utah.  She sold it last year.  At the time of the sale her agents were made to pay off her existing mortgage with Bank of America.  However, Bank of America made a mistake and did not accept her mortgage as being paid in full.  Bank of America made a one dollar “coding error”.  Their records didn’t reflect the house had been sold.  Their records showed Shantel Curtis as the owner.

Bank of America Forecloses for One Dollar

As a result of Bank of America’s mistake, they brought a foreclosure action against Shantel Curtis.  They notified credit bureaus of this foreclosure action.  This destroyed Shantel’s credit!  They took all of this action even though the house was paid off and it wasn’t owned by Shantel!

More than five months have now passed and Bank of America still hasn’t sent Shantel a letter showing that his problems has been resolved.

Shantel told KUT TV, “they said they had to keep reprocessing it and this has been a game we’ve been playing ever since.  They just say they need to reprocess papers.” This all took place while the current owners of Shantel’s former home had no idea what was going on. They have a mortgage, but it is not with Bank of America. The spokesman for Bank of America said that they were looking into the problem.

New York Foreclosure Defense Lawyers

If your house is facing foreclosure we can help you.  The Law Offices of Schlissel DeCorpo deals with all types of foreclosure defense related situations. We prepare mortgage modification applications for our clients and we deal with mortgage modification programs that fail to meet our client’s needs. We make court appearances at foreclosure court conferences for our clients throughout the Metropolitan New York area. We prepare detailed written Answers to foreclosure Summons and Complaints. Among the defenses utilized by our law firm are defective foreclosure lawsuits, predatory lending, defective mortgages, and all other types of real estate related defenses that are appropriate in foreclosure lawsuits.

Long Island and New York Bankruptcy

Our law firm is familiar with Federal laws and foreclosure. We can file foreclosure related bankruptcies for our clients. These bankruptcies can either be Chapter 7 or Chapter 13 bankruptcies. The filing of a bankruptcy stops foreclosure actions from moving forward, can eliminate second mortgages, and stops all debt collection activity.

People sometimes believe bankruptcy myths that you’ll never get credit again if you file foreclosure, this is not true. At the end of the bankruptcy process we can assist our clients in reestablishing credit.

Call us for a free consultation. We will explain at our first meeting all of your foreclosure and bankruptcy options to you. Our phones are monitored 24/7. Call us at 1- 800-344-6431, 516-561-6645 or 718-350-2802.

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